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Zombie or Junk Debt

We can protect you from Junk Debt buyers such as NCO, MCM and Asset Acceptance and any other buyer of “Old” or “Zombie” Debt.

Junk Debt Buyers buy old or "zombie" debt and sue people with minimal proof and on cases outside the Statute of Limitations. Junk Debt Buyers sue people with the expectation that the lawsuit will be ignored. Then a default is entered and the debt becomes new again. See our News Stories on "Zombie Debt." Don’t let this happen to you. Contact us right away if you are being sued.

In Michigan the Statute of Limitation is six years. In Florida, the SOL is four years. So, if you are being called or sued for an older or zombie debt, contact us and we will review the case, defend you for free and sue the Junk Debt Buyer under the Fair Debt Collection Practices Act and "make them pay you."

Fill out our free case evaluation form. We'll review your case and contact you, usually within 5 minutes to 1 hour.